ONE of the great injustices of life is that postmen only strike when there are Christmas cards to be delivered - not in January, when every second letter to drop on your doormat is a bill. Rotters. So we were especially interested in yesterday's Record article on moneyman Martin Lewis, who has been dubbed "Britain's Tightest Man". He's full of tips on things like saving on car insurance and getting rebates on bank charges - check out his It Pays ToWatch show on Five (Wednesdays, 9pm).

More Than, the direct financial services arm of Royal & SunAlliance, has launched two new initiatives designed to reward customer loyalty - free home contents cover and two months free car insurance cover - for life.

Jan. 7--The General Assembly will begin a study this month on auto-insurance rates, and state motorists deserve a good explanation of why our coverage is the way it is today. About one in every four North Carolinians is covered through the massive N.C. Reinsurance Facility for risky drivers. That risk pool is larger than any similar mechanism anywhere else in America.

Groupama seek 'cream of the crop' Groupama Insurances is to follow up its search for high-calibre candidates for its 2008 graduate recruitment programme launched at the CM Careers Fair in Manchester in October with national press advertising, graduate job boards and careers fairs throughout the next three months.

GEICO, the Association of Zoos and Aquariums (AZA) and the San Diego Zoo today kicked-off a nationwide conservation campaign featuring a live gecko exhibit, the GEICO Gecko and a series of animated television commercials. The campaign features a traveling exhibit and begins at the Children's Zoo from Jan. 5 -- Feb. 17. Among the featured geckos are the giant day geckos, one of the largest of all geckos, which are native to Madagascar and the Indian Ocean islands. The GEICO Gecko costume character will appear at the zoo every weekend.

An employee involved in an auto accident while riding in a company vehicle was lawfully excluded from collecting benefits under the company's uninsured motorist coverage, the Oklahoma Court of Civil Appeals ruled last week.

In 2006, 1,597 people were killed and 31,099 were injured in alcohol-related crashes in California. Authorities arrested 197,248 people on suspicion of driving under the influence, an 8 percent increase from 2005. In Stanislaus County, 25 people died and 414 were injured. That compared with 48 deaths and 694 injuries in San Joaquin County. Merced County had 14 deaths and 232 injuries. Seven people died in Tuolumne County and 79 were injured, and three people died and 22 were injured in Mariposa County. Here are a few things people in California should know when considering whether to drink and drive.

Florida drivers trying to follow the changes in PIP - shorthand for personal injury protection in the event of a crash - might have experienced whiplash keeping track of the law's demise and revival. The state stopped mandating $10,000 in PIP coverage on Oct. 1. Days later, lawmakers approved legislation that makes PIP mandatory again, but not until Jan. 1. Now that three-month suspension of the PIP requirement is about to end. Some drivers never lost PIP coverage and will see no change, but others will pay more for their insurance to get PIP back in their policies.

ALTAMONTE SPRINGS, Fla., Jan. 2 /PRNewswire/ -- CarInsurance.com, a pioneer in selling auto insurance over the Internet and directly to consumers through its Online Insurance Marketplace(TM), has added more carriers to its current 28 state agency product offering. CarInsurance.com offers car insurance and car insurance resources in all 50 states with added agency relationships in 28. This week CarInsurance.com announced its recent carrier expansions into the existing 28 states. In November and December 2007, they expanded and now offer Encompass Insurance - Allstate and Progressive Drive in Arizona; Progressive Drive in Georgia; Progressive Drive in Michigan; Progressive Drive in Ohio; Progressive Drive and Unitrin Direct in Pennsylvania; Unitrin Direct and Esurance in Kentucky; Direct General in Texas; Progressive Drive in Illinois; Progressive Drive in Indiana; and Progressive Drive and Unitrin Direct in South Carolina.

AS sure as night follows day and as pain follows pleasure, a month after the last Christmas card dropped through your letterbox, the credit card bills will follow. But don't despair, just listen to Martin Lewis. Money-mad Martin, aka "Britain's Tightest Man", starts his TV series It Pays To Watch on Five on Wednesday and has a new book and and even a single due out, all designed to keep more cash in your pocket.