If you've been in a car accident, then you know how scary and confusing it can be. It is easy to find yourself mixed up and unsure of the details you need to protect yourself and your passengers. Your auto insurance company will handle a lot of the logistics out of your control. To help you remain organized and focus on what you can control, the following are steps to take when you're in a car accident.

When young adults graduate college they have aspirations of starting their first "real world" job, getting their own place and buying a brand new car - one that does not need a screwdriver to start. However, college students are also graduating with much more than just a college degree and a dream, they are graduating with a substantial amount of debt. In fact, many students graduate with an average of $3,262 in credit card debt - 10 percent of that group owing more than $7,000 in credit card charges. Students forget to factor in other life costs, such as health care, 401K deductions, income taxes, car payments, auto insurance, rent, utility bills, student loans, credit card bills and food expenses into their monthly budget. "After you graduate and land your first job, you do not think about having to pay for all of these expenses," stated a graduate from Ohio University. "Unfortunately, reality sets in pretty fast and you realize you do not have the money to make ends meet - it is a hard lesson to learn!"

Many teenagers see their driver's license as a passage of independence from their parents or a chance to head out on the open road with their friends. That is until they find out how much auto insurance is going to cost them - then being on Mom and Dad's policy doesn't seem so embarrassing! Due to the lack of funds, many teenagers elect to become a named driver on their parent's auto insurance policy. This solution works for a while, but eventually these teens graduate from school, land their first job and purchase their first automobile - only to be faced again with the high cost of auto insurance premiums as a first time policyholder. It's a vicious cycle many young adults just can't seem to avoid. However, one auto insurance company in England has developed a solution to help named

After a car accident, I had my car repaired at a body shop my insurance company referred me to. But I'm not happy with the work that was done--is there anything I can do about it?

Is a broken windshield covered under my auto policy deductible?

I heard that some companies cancel people's insurance if they have just one claim. Is this true?

I am adding my son to my auto insurance policy, and he'll be taking one of my cars with him to college. Does this mean that he'll be considered the principal driver on the policy?

Why do auto insurance applications include questions asking for credit information or if you have claimed bankruptcy?

How do points affect your insurance rates, and when do insurance companies check driving records?

I just found out that my son has been driving without insurance for a few years. Now he wants to get it, but I'm worried. Won't he have trouble finding a company willing to insure him?