December is upon us and you know what that means - it's holiday party time. Unfortunately, this means holiday drinking and driving will also increase during the month of December. If you are hosting a party at your home this year, there are some important things you need to consider before you pop open the bubbly - like sufficient insurance coverage! According to a survey conducted by a national insurance company, 28.5 million Americans who plan to host a party between Thanksgiving and the Super Bowl are underinsured. Why would you need insurance for a simple holiday house party? You would be surprised. Hosts that serve alcoholic beverages to guests can be found liable under the social host law if guests end up in a drinking and driving accident on the way home from their party. Something to think about as you plan your party this year!

December is upon us and you know what that means - it's holiday party time. Unfortunately, this means holiday drinking and driving will also increase during the month of December. If you are hosting a party at your home this year, there are some important things you need to consider before you pop open the bubbly - like sufficient insurance coverage! According to a survey conducted by a national insurance company, 28.5 million Americans who plan to host a party between Thanksgiving and the Super Bowl are underinsured. Why would you need insurance for a simple holiday house party? You would be surprised. Hosts that serve alcoholic beverages to guests can be found liable under the social host law if guests end up in a drinking and driving accident on the way home from their party. Something to think about as you plan your party this year!

December is upon us and you know what that means - it's holiday party time. Unfortunately, this means holiday drinking and driving will also increase during the month of December. If you are hosting a party at your home this year, there are some important things you need to consider before you pop open the bubbly - like sufficient insurance coverage! According to a survey conducted by a national insurance company, 28.5 million Americans who plan to host a party between Thanksgiving and the Super Bowl are underinsured. Why would you need insurance for a simple holiday house party? You would be surprised. Hosts that serve alcoholic beverages to guests can be found liable under the social host law if guests end up in a drinking and driving accident on the way home from their party. Something to think about as you plan your party this year!

What auto device is simple to use, takes just a second to snap into place, and saves thousands of lives each year? Seat belts of course – probably the single most important tool you have to keep safe while driving.

Dealing with the ins and outs of auto insurance can be as tricky and confusing as trying to untie the Gordian knot. Although we can`t help you with the knotty Gordian problem, the following recommendations could help you figure out some of the more complicated points of auto insurance.

We all recognize the importance of life insurance. After all, we want to make sure that our loved ones are taken care of when we die. But before you run out and purchase a policy, do some research ahead of time. That way, you'll be sure to get the best possible coverage at the right price. Here are some helpful tips to get you started: 1. Shop around 2. Never buy more coverage than you need 3. The healthier you are, the better the rates 4. Buy sooner rather than later 5. Realize the importance of periodically reviewing your coverage 6. You don't necessarily have to pay a commission 7. You may be paying more for monthly premium payments 8. Don't rely solely on the life insurance offered by your employer 9. Tell the whole truth and nothing but the truth 10. Buying more is sometimes cheaper

Coakley targets two more auto insurers BOSTON - Attorney General Martha Coakley has put two more auto insurers in her sights as she pushes for better rates for consumers. Coakley on Monday called for hearings to get more information about rate proposals that were recently filed by Arbella Insurance of Quincy and Hanover Insurance of Worcester. Coakley said her staff found inflated expenses and loss projections and a larger-than- necessary profit provision during a review of the two insurers' rates.

GEICO (Government Employees Insurance Company) is the fourth-largest private passenger auto insurer in the United States. It provides auto insurance coverage for more than 8 million policyholders and insures more than 13 million vehicles. In addition to auto insurance, GEICO offers customers insurance products for their motorcycles, all-terrain vehicles (ATV's), boats, homes, apartments and mobile homes. Personal umbrella protection and life insurance are also available. As a member of the Berkshire Hathaway group of companies, GEICO is rated A++ for financial stability by A.M. Best Company and ranks at the top of several national customer satisfaction surveys

GEICO, the largest private passenger auto insurer in New York, recently named Steve Cunningham regional vice president of its Buffalo operations. Greg Jacobi was also named assistant vice president of underwriting for Buffalo.

In a letter sent today to California Legislative Analyst Elizabeth Hill, a consumer group urged Hill, who is conducting an independent fiscal analysis of the states health care legislation, to examine cost overruns hitting a similar program in Massachusetts and the lack of controls over insurer profiteering in the California measure. The full letter is available below.